California lawmakers have enacted laws applicable to Lyft and other Transportation Network Companies, also known as rideshare companies, in order to protect residents of Fontana and other cities across the state. These laws have strengthened insurance protections for people who have sustained injuries in rideshare accidents through no fault of their own. While these laws have attempted to clarify coverage requirements, Fontana Lyft accident attorneys still find that innocent rideshare accident victims frequently have a hard time getting reimbursed from insurance companies for the injuries and damages they have suffered.
Fortunately, attorneys at The Hayes Law Firm, APC have the experience and legal knowledge to help Uber and Lyft accident victims secure the compensation to which they are entitled. Rideshare law can be complicated and rideshare insurance policies may not provide coverage for its drivers, passengers, and third parties injured in an accident in the same way.
California’s insurance requirements for rideshare companies and their drivers dictate whose policy is required to be in effect at the time of the accident and the amount of the policy limits. Whose insurance is in effect and for how much, largely depends on what the driver was doing at the time of the accident. Relative facts are detailed below:
Thanks to rideshare popularity with residents of Fontana and across the state, Lyft and other rideshare insurance policies are potentially responsible for a massive number of claims in California, but those insurance companies are only successful if their premiums bring in more money than their claims pay out. And Lyft is only successful if they can keep their insurance premiums low enough to also keep the costs of their rides low because low fares are what keeps Lyft competitive with other rideshares and taxicabs.
Unfortunately, because Lyft and its insurance companies require low premiums and low claim payouts in order to be successful together, insurance companies often try to deny coverage or pay as little as possible for their claims. This leads to innocent injury victims often not being fully compensated for their Lyft accident injuries and damages. This is why finding a rideshare attorney to advocate on behalf of injured victims is often critical in securing a full financial recovery.
If you have sustained injuries in a rideshare accident, contact a Fontana Lyft accident attorney at The Hayes Law Firm, APC to discuss your claim by calling 323-477-1415. Insurance companies are often more reasonable to negotiate with when they know the alternative to a settlement is a lawsuit and our attorneys are not afraid to go to trial when insurance companies refuse to agree to a fair settlement.
At The Hayes Law Firm, APC, we serve all of Los Angeles and the Inland Empire, so whether you need a personal injury attorney in Montebello or a premises liability attorney in San Bernardino, we are here to serve you. Unlike other attorneys who view clients as cases, we understand that your experience has a human story behind it, and when you are in our offices, you are like a member of the family. We are ethical and compassionate, and we will take the time to find the best solution for your unique case and will work together with you every step along the way. Contact us today for a free consultation.